I believe everyone will be different. Go on go compare and moneysupermarket. Add addition security when your filling in the insurance. Explain your doing only 2k miles a a year and it’s locked in garage at night.
It could be to your area is a known area for stolen vehicles so that’s maybe why and also your age. Nobody should every pay more than £100 a month for any bike insurance even if it’s got delivery insurance
After using comparison sites I started reading reviews about some of these companies. Most were cheap for a reason & caused horrendous headaches in the need of a claim. My experience with bike insurers are Carole Nash & Hastings direct. both have been great but not the cheapest.