in all honesty,tesco seem to want to give money away.
my dad mounted a kerb in tescos and blew out all his tyres,when he told tesco's they said that the area was not well lit and they were liable for damages,we couldnt beleive it.
so my dad went to halfords got a quote for some nice 17" wheels and tyres,then we received two letters one saying sorry to here a trolley had hit your car??????????,then one stating that halfords could bill tesco's direct for the amount which was about 500 quid,all went sweet as a nut the old man had new wheels.
so tesco's insurance policy was spot on for me old fella.