should we not be asking why, people working full time, need benefits to survive?
child and working tax credits are no more than a government subsidy to business.
yet they chide those who receive them as scroungers.
Before the Working Tax Credits and Child Tax Credits came into force this "benefit" used to be part of your Tax Code and married man's allowance (within the Tax Code). This "benefit" was "paid" exactly the same way your Tax Code is still "paid" allowing you to earn a certain amount before tax was deducted.
As this system was standard and took account of all your details that HMRC have on you it was easily done and everyone eligible was credited with it - no nonsense !
By changing the system (So called Do-Gooders said the married men were not using the married man's allowance for their families !!!) the government has managed to incur huge costs by making everyone have to claim for these Tax Credits "benefits" with extra paperwork, checking and of course mistakes !!
As Miggy says this ended up with many people supposedly overpaid and then being told they had to pay back at punishing amounts. This then resulted in many people not bothering to claim the Tax Credits. Hey Presto !! they have managed to cover the cost of the extra paperwork and form filling by not having to pay those people that are too scared to claim in case they end up in debt.
This of course will not affect the large number of new migrant claimants because they have Help Centres set up all over the country by the government (paid by guess who ? - Yes us). These Centres ensure that all their forms are filled in properly for them, so they don't miss out on what they are entitled to. We wouldn't want to have those poor mites miss out would we !!!
Firemouth, I do however agree with you that these "payments" are a subsidy to business, instead of them having to pay a living wage. But how else would the rich become richer and ensure the poor stay poor and so cannot challenge them and just have to kowtow to them as has always been. Always remember to tug your forelock to the Master.
If common sense was used and easily managed policies were put in place the country could soon get back on its feet, but the big companies would soon lose out and the "players" would be insenced and not financially back the Political Parties. Plus, it would empower the ordinary working man who would then be prepared to stand up for each other which becomes a threat to the monied ruling class.
They are worried enough about the ordinary man becoming very well educated en-masse.
Their Solution ------ Make them pay for their further education (University Fees and Student Loans) that way less apply and those that do are in debt for years and cannot afford to speak up. But if you are monied then you can afford to put your priviledged sibling through the education system.