• This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn more.

Good loans company?

The Dentist

VIP Member
VIP Member
Joined
Apr 2, 2006
Messages
8,314
Likes
166
#1
Hi there guys, i have applied for a small loan with yes loans but after some researching i have found that a lot of people have had bad experiance.
Does ayone know of any companies that will give me a guranteed unsecured loan for short period of time? around 6 months. i have crap credit history so dont mind paying upto 50% interest.
 
Last edited:
Joined
Jan 7, 2002
Messages
4,288
Likes
41
#2
50% intrest . hell much you need ill lend you it lol .. try the credit union . dont be paying crazy amounts .
 

The Dentist

VIP Member
VIP Member
Joined
Apr 2, 2006
Messages
8,314
Likes
166
#3
50% intrest . hell much you need ill lend you it lol .. try the credit union . dont be paying crazy amounts .

cant be doing with these online companies mate. you type one in and they say these will give you this and that then when you search a bit more they are all dodgy. i already paid 50 quid to yes loans, gonna try get that back. honestly i am prepared to pay tha much, altho the lower the better. jus want guarantee that i will get the money in my bank within the next 7 days. only looking to borrow 2k. so in essence some company will be making a grand in 6 months off me.
 
Joined
Jan 7, 2002
Messages
4,288
Likes
41
#4
the assosiates will lend it to you .. but what there girl . no matter what all these companies pray on people
 

Curly

DW Regular
Joined
Jan 31, 2007
Messages
3,734
Likes
115
#5
50% in 6 months???
Local loan shark will give you better rates than that m8

Don't be daft, speek to the bank.

Curly
 
Joined
Jan 7, 2002
Messages
4,288
Likes
41
#6
50% in 6 months???
Local loan shark will give you better rates than that m8

Don't be daft, speek to the bank.

Curly


m8 she has a bad credit history . right now banks arent willing to lend money out . unless secured . credit is getting harder to get a hold of
 

Curly

DW Regular
Joined
Jan 31, 2007
Messages
3,734
Likes
115
#7
Yeah I read that bit m8, but if he can pay those rates of repayment surely a bank would lend him 2K???
It's not a massive ammount??
I know they are having a hard time time but didn't realise it was so bad lol

Curly
 

The Dentist

VIP Member
VIP Member
Joined
Apr 2, 2006
Messages
8,314
Likes
166
#8
first thing... im a HE lol.

already asked the bank and they said no.

and repayments would be a no problem for me at that rate. altho im not saying i want a 50% loan lol. lower the better but thats if someone is willing to lend thats the problem.
 
Joined
Jan 7, 2002
Messages
4,288
Likes
41
#9
its not them . they know its going to get worse and if you need so little of a loan they want to know why and how you are going to pay it back . plus 99% of loans right now are secured
 

Exclusive

DW Member ++
Joined
Oct 16, 2003
Messages
7,346
Likes
34
#12
Even with the Credit Crunch, alot of banks are still giving money out, doesnt have to be secured.

Now there is no chance your going to get money from the bank as you have bad credit history.


there is a company out there, underwritten by hsbc i think, but the interest rate is stupid. i will see if i can get the name, there on the high street too
 
Joined
Feb 12, 2008
Messages
1,351
Likes
16
#13
What you need is a VERY good friend with a credit card who TRUSTS you implicitly.

He gets cash you pay it back plus charges and a drink for him.

Or if you have anything of value, a pawnbroker.
 

The Dentist

VIP Member
VIP Member
Joined
Apr 2, 2006
Messages
8,314
Likes
166
#14
gonna pay my bank another visit see what the bank manager says. only spoken to them over the phone.

wish i was never a student! lol thats what made my credit history crap.

cant even get a credit card.

cheers for the help guys. gonna ring a few companies up tomorrow.