Bring your lunch to work. Savings of £500 to £1000 per year.
Stop buying things.
Keep your appliances until they stop working.
Realize that it isn't a competition with your neighbour to die with the most stuff.
Mow your own lawn. Better yet, if you have kids, make them do it.
Learn to embrace dandelions and crabgrass. Who cares?
Wash your car in the driveway. Better yet, if you have kids, make them do it.
Buy your next car and drive it for 10 years or 150,000 miles, whichever comes first.
Buy a car that gets at least 30 mpg, as $200 a barrel oil is a certainty in the next decade.
Tell your kids they are lucky to have whatever you give them.
Don't answer the phone – it's someone asking for something.
Don't throw out your old trainers – you can use them to cut the lawn.
Turn the heat down to 60 degrees at night.
Go to the poor man's Disney World, your local adventure park and save £2,000.
Eat out once per month rather than three times a week and you'll magically save £2000 per year.
Buy some gold, just in case.
Plant a vegetable garden, just in case.
Instead of spending £30 at the movies, join a newsgroup and start savings immediately.
Have a game of catch with your son/daughter.
Understand the motivation of anyone who is telling you anything. Most people have an angle.
When the guy in the Mercedes or BMW in front of you is wearing their hat sideways, your taxes are probably making their car loan payment.
When you see that same guy pushing a cart with a 52 inch HDTV out of Costco, your taxes are probably making the payment to Capital One.
Start turning up for work on time and do some work when there.
Stop buying things.
Keep your appliances until they stop working.
Realize that it isn't a competition with your neighbour to die with the most stuff.
Mow your own lawn. Better yet, if you have kids, make them do it.
Learn to embrace dandelions and crabgrass. Who cares?
Wash your car in the driveway. Better yet, if you have kids, make them do it.
Buy your next car and drive it for 10 years or 150,000 miles, whichever comes first.
Buy a car that gets at least 30 mpg, as $200 a barrel oil is a certainty in the next decade.
Tell your kids they are lucky to have whatever you give them.
Don't answer the phone – it's someone asking for something.
Don't throw out your old trainers – you can use them to cut the lawn.
Turn the heat down to 60 degrees at night.
Go to the poor man's Disney World, your local adventure park and save £2,000.
Eat out once per month rather than three times a week and you'll magically save £2000 per year.
Buy some gold, just in case.
Plant a vegetable garden, just in case.
Instead of spending £30 at the movies, join a newsgroup and start savings immediately.
Have a game of catch with your son/daughter.
Understand the motivation of anyone who is telling you anything. Most people have an angle.
When the guy in the Mercedes or BMW in front of you is wearing their hat sideways, your taxes are probably making their car loan payment.
When you see that same guy pushing a cart with a 52 inch HDTV out of Costco, your taxes are probably making the payment to Capital One.
Start turning up for work on time and do some work when there.