i gave up few years ago for just over 18months using patches, doc told me later that he'd rather people smoke then use them.
now i want to give up but each time i tell myself no more, some shite happens in my life and i don't.
It sounds like you use the ciggies as a coping mechanism, in the same way as some people use food as a comfort. I'm not knocking you for that, we all cope with shite in different ways. Wait until life isn't shite and then try to use the savings idea or something else powerful for you to give you the motivation - you will always have the choice over whether or not to smoke but I think once you have given it up, it may be possible to find another coping mechanism. Good luck with it, when you decide the time is right to stop you will find a way.