Letter to Bank Manager

Hejira

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I just had this forwarded to me by email after having a moan about Banks!

A SENIOR MOMENT - An elderly lady actually wrote this letter to her bank. The bank manager thought it amusing enough to have it published in The Times and this newspaper thanks him most sincerely.


Dear Sir,

I am writing to thank you for bouncing my cheque with which I endeavoured to pay my plumber last month. By my calculations, three 'nanoseconds' must have elapsed between his presenting the cheque and the arrival in my account of the funds needed to honour it. I refer, of course, to the automatic monthly deposit of my Pension, an arrangement which, I admit, has been in place for only thirty eight years. You are to be commended for seizing that brief window of opportunity, and also for debiting my account £30 by way of penalty for the inconvenience caused to your bank.

My thankfulness springs from the manner in which this incident has caused me to rethink my errant financial ways.

I noticed that whereas I personally attend to your telephone calls and letters, when I try to contact you, I am confronted by the impersonal, overcharging, re-recorded, faceless entity which your bank has become. From now on, I, like you, choose only to deal with a flesh-and-blood person. My mortgage and loan payments will therefore and hereafter no longer be automatic, but will arrive at your bank by cheque, addressed personally and confidentially to an employee at your bank whom you must nominate.

Be aware that it is an offence under the Postal Act for any other person to open such an envelope.

Please find attached an Application Contact Status which I require your chosen employee to complete. I am sorry it runs to eight pages, but in order that I know as much about him or her as your bank knows about me, there is no alternative. Please note that all copies of his or her medical history must be countersigned by a Solicitor, and the mandatory details of his/her financial situation (income, debts, assets and liabilities) must be accompanied by documented proof.

In due course, I will issue your employee with a PIN number which he/she must quote in dealings with me. I regret that it cannot be shorter than 28 digits but, again, I have modelled it on the number of button presses required of me to access my account balance on your phone bank service.

As they say, imitation is the sincerest form of flattery.

Let me level the playing field even further. When you call me, press buttons as follows:

1-- To make an appointment to see me.

2-- To query a missing payment.

3-- To transfer the call to my living room in case I am there.

4-- To transfer the call to my bedroom in case I am sleeping.

5-- To transfer the call to my toilet in case I am attending to nature.

6-- To transfer the call to my mobile phone if I am not at home.

7-- To leave a message on my computer (a password to access my computer is required. A password will be communicated to you at a later date to the Authorised Contact.)

8-- To return to the main menu and to listen to options 1 through 8

9-- To make a general complaint or inquiry, the contact will then be put on hold, pending the attention of my automated answering service. While this may, on occasion, involve a lengthy wait, uplifting music will play for the duration of the call.

Regrettably, but again following your example, I must also levy an
Establishment fee to cover the setting up of this new arrangement. May I wish you a happy, if ever so slightly less prosperous, New Year.

Your Humble Client



Addendum from The Editor:
IMPORTANT to REMEMBER that this letter was written by a 98 year old woman.

DOESN'T SHE MAKE YOU PROUD!!!
 
That'll sort the bank out.
 
God bless her, superb.:Clap:
 
I hope my mortgage is paid by the time I'm 98.


/Snoped too but wouldn't it be nice if it were real :)
 
Hi

Thats brill could have done with that or similar many a time.

Regards
 
the banks really piss me off when they phone and ask you to answer a load of security questions before they'll tell you why they are phoning. Whats your postcode and full address? whats your date of birth? whats your mothers maiden name, ffs sake you phoned me you're asking for information that could be used by a scammer. One of these days I'm going to ask my own security questions.

Any suggestions?

thebigman
 
the banks really piss me off when they phone and ask you to answer a load of security questions before they'll tell you why they are phoning. Whats your postcode and full address? whats your date of birth? whats your mothers maiden name, ffs sake you phoned me you're asking for information that could be used by a scammer. One of these days I'm going to ask my own security questions.

Any suggestions?

thebigman

I always refuse to give any details to people phoning me.

O2 try it all the time but always back off when I explain that they need to prove who they are and not visa versa as they have called me.

I have to go to the bank today, tried to activate my new bank card and they asked how much wages had been paid into my bank, I said havn't a clue as not had wage slip yet so she blocked my account, wouldn't mind but if I had known I needed the info I would have used my old card to get a mini statement at the atm.
 
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