son hit car on his bike

if my son is liable for the damage to the car, does that mean being his guardian I am liable to the damages as well, obviously I wasnt their to supervise what he was doing (playing with his mates) - obviously being 11 he cant be done for criminal damage or other liable damage (like the accident)
 
tbh i think you should pay but make sure you see the damage and as said earlier get a quote for the mobile guys, there generally cheaper.
his door may of already been dented and trying to get you to repair it so have a good look. £300 sound a bit steep mate.
 
have a look at the damage, common sense will say if a push bike did the damage there, offer to get it done by one of them mobile units (if you feel the need to) and if hes not happy with that, tell him to claim on his insurance.

IF his insurance company then contact you, explain to them that you offered to pay for the repair, via a mobile specialist and the guy refused your offer, and itll then be between him and his insurance as to why he didnt accept your offer and chose to claim instead
 
You've already offered to pay his excess which is fair enough . If he's not happy with that tell him to bolt.

thebigman
 
I went to see 4 of his mates who were witnesses as such and basically my son went across the road and could see the car, obviously the driver was going rather fast and didnt stop in time, therefore his bike hit the side of the car.
 
Stop fretting about it.
No-one can claim damages from an 11 year old (or parents)
Accidents happen, that's what insurance is for.
You offered to pay half and I think that was generous, if he declined your offer then he's a fool.
 
the point is who is liable, my son or the driver, I personally think fault was with my son and the driver, my son was going between two cars parked and cross the road on his bike (then again its a heavily built up residentail area and cars parked so to cross the road he has no option but to go between two cars) and the driver was not being careful in the area (he may have been on his mobile phone as well who knows).

Your son is liable as he was the one crossing between cars which he should know is not the way to do it

11yr old boy isnt liable i dont believe so tell him to take your son to court and im sure you'll be fine
 
Anyway just as a matter of interest, if you have household insurance most insurers include personal liability insurance, which I would presume includes your children.
Most also include a legal advice service.
Have a look through your policy.
 
I went to see 4 of his mates who were witnesses as such and basically my son went across the road and could see the car, obviously the driver was going rather fast and didnt stop in time, therefore his bike hit the side of the car.


This whole thread is descending into a farce. Why are you trying to deny responsibility for what has happened? As stated numerous times, your're son caused the damage and therefore you should have to pay. Why should a drivers insurance cost be raised through your sons fault? Seems a bit stupid for the driver to have to claim for something due to no fault of his own!
It seems like you are trying to backheel the blame on to someone else and offloading your parental responsibilities. Grow some balls man and admit your son was in the wrong and stop shifting the blame.
Its this kind of thing that makes me pissed off with living in this country.
You'll be talking about making a claim against him next for your sons injuries....sick!
 
I went to see 4 of his mates who were witnesses as such and basically my son went across the road and could see the car, obviously the driver was going rather fast and didnt stop in time, therefore his bike hit the side of the car.

I wouldn't try going anywhere with that explanation jfish m8. The witnesses were minors and friends of your son. You're using the word 'obviously' when nothing is obvious at all, and tbh, it doesn't make much sense anyway. Stick to the facts and don't overcomplicate things.
 
This whole thread is descending into a farce. Why are you trying to deny responsibility for what has happened? As stated numerous times, your're son caused the damage and therefore you should have to pay. Why should a drivers insurance cost be raised through your sons fault? Seems a bit stupid for the driver to have to claim for something due to no fault of his own!
It seems like you are trying to backheel the blame on to someone else and offloading your parental responsibilities. Grow some balls man and admit your son was in the wrong and stop shifting the blame.
Its this kind of thing that makes me pissed off with living in this country.
You'll be talking about making a claim against him next for your sons injuries....sick!

end of the day its drivers word against a 11 year old boy, both will deny liability of the accident. I wasnt their for all I know the driver may have been going fast thru a residential area and on his phone, or my son wasnt paying attention to the road.

your comments make you into a kuntz of the highest order
 
This whole thread is descending into a farce. Why are you trying to deny responsibility for what has happened? As stated numerous times, your're son caused the damage and therefore you should have to pay. Why should a drivers insurance cost be raised through your sons fault? Seems a bit stupid for the driver to have to claim for something due to no fault of his own!
It seems like you are trying to backheel the blame on to someone else and offloading your parental responsibilities. Grow some balls man and admit your son was in the wrong and stop shifting the blame.
Its this kind of thing that makes me pissed off with living in this country.
You'll be talking about making a claim against him next for your sons injuries....sick!



great post . i honestly think you should pay m8 . and just be greatfull your son is ok . and watch him a bit more .
 
Ahh finally someone speaks some sense, was wondering how long it would take!!

Accidents happen - thats what insurance is for !

If everyone went around demanding money after an accident then there wouldn't really be any point in having insurance would there ?

The fault is with the system and the way the no claims system works but thats an argument for another day !
 
Accidents happen - thats what insurance is for !

If everyone went around demanding money after an accident then there wouldn't really be any point in having insurance would there ?

The fault is with the system and the way the no claims system works but thats an argument for another day !

Thats a load of rubbish mate. You and I both know what insurance is for and its NOT for some daft kid flying out between two cars and causing damage.
I'll say again what I said above. Why should the driver have his insurance premiums increased through no fault of his own?
 
in my opinion theres 2 choices here, well 2 decent options.

1. Pay the costs even if u have to do the research and find out who can do it cheapest.

2. Pay the excess of the persons insurance and also stay in touch and pay for any costs in the future he experiences as a result of claiming for this accident.
 
I went to see 4 of his mates who were witnesses as such and basically my son went across the road and could see the car, obviously the driver was going rather fast and didnt stop in time, therefore his bike hit the side of the car.


Why are you talking bull shit ? How the **** would he get a dent on the door from running the kid down, And im sorry but if he was going "that fast" you wouldnt be on here you would be in the hospital making sure your kid is ok and not sitting on a forum ranting you need to pay for your sons fuckup.
 
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