Loft roof insulation

johnny bravo

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Hi guys our loft is used a living space , I noticed thst there is no insulation under the floor boards. I was assuming there to be insulation in between the roof rafters, the roof is plasterboarded and painted over. I took off a plaster board and to my surprise there is no insulation between the rafters..shall I insulate the floor and roof space?
 
So I don't need to insulate floor , just the gap between the rafters and leave a space of about 50mm between roof tiles and insulation board?
 
I'll read up on it..been like this for decades since I got the house.👍
 
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