"*Terms and Conditions for free iPod in Detail
This offer is not available for unsecured loans, loans under £10,000, or mortgages for house purchase.
We must receive your fully completed and signed Loan Application Form within 7 days of your online submision.
You will be subsequently sent a claim form from ourselves to claim your entitlement under this promotion which must be fully completed, signed and received at our office.
Any claim form which is damaged, defaced, illegible or incomplete or which otherwise does not comply with our rules may be deemed invalid at PFSL's sole discretion.
This promotion is open to anyone resident in the UK and aged 18 years or over.
We may at our absolute discretion substitute any of the offers under this promotion for offers of the same specification.
Offers under this promotion are limited to one per household In the event of a product under this promotion becoming temporarily unavailable, a Product Specific Voucher will be issued.
Please allow up to 30 days for gift delivery after your loan completes
This offer is only available to applicants whose loan or mortgage completes with the lenders Payment Protection Insurance for the first named borrower.
Should you subsequently cancel your loan by returning the loan proceeds to the lender, or cancel the Payment Protection Insurance, all offers under this promotion become null and void and goods must be returned to us within 14 days or the equivalent cash value returned to us.
In the event of your loan being a further advance on an existing secured loan or mortgage, the extra funds raised will be the amount that qualifies under this promotion.
This Promotion is for online submissions only through specific sources."
Please don't touch this with a barge pole if all you want is a 'free' Ipod. They even make you take payment protection insurance.
Even if you need a loan there are loads more competitive offers out there.