Thread: Need advice for a friend? Help


Forum: General Chat

Originally Posted by havelln What I would do if the other bloke started getting funny and trying to claim extra stuff is accept the six points a small fine from the courts and then

Page 1 of 6 123 ... LastLast
Results 1 to 10 of 51
  1. #1
    DW Member
    Join Date
    Jan 2010
    Posts
    177
    DW Cash
    34
    Downloads
    0
    Uploads
    0
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Need advice for a friend? Help

    Afternoon,

    A friend reversed into a BMW 3 series (old shape) a couple of weeks ago in his wife's car. Unfortunately when he checked his insurance docs he wasnt insured. So the other party have gone through their insurance and reported him. The front driver door was hit.

    The other party's insurance company have got in contact with my friend and said he will be billed for all costs which he has agreed to pay.

    Just wanted some advice on if its possible for him to try and make the eventual bill minimum, what can he do? he's worried that he might be left with a heavy bill.

    Also, is it possible to pay the insurers back in instalments?

    Any advice will be appreciated.

    ta



  2. #2
    macánta Him Her's Avatar
    Join Date
    Dec 2011
    Location
    North Yorkshire
    Posts
    7,092
    DW Cash
    1,145
    Downloads
    2
    Uploads
    2
    Mentioned
    76 Post(s)
    Tagged
    0 Thread(s)

    Re: Need advice for a friend? Help

    Pray the local plods don't get to find out or he'll get hit with a 'driving without insurance' rap.

    Try an appeal to the other driver because if he/she can be persuaded to ask for three quotes from reputable repairers who are told it's NOT on insurance, the bill will likely be a lot less with no loss of quality.

    Plead 'genuine mistake'.

    Beamers aint cheap to fix though and instalments are probably unlikely - sorry

  3. #3
    DW Member
    Join Date
    Jan 2010
    Posts
    177
    DW Cash
    34
    Downloads
    0
    Uploads
    0
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Re: Need advice for a friend? Help

    the other driver isnt co-operating and wants to sort all matters with insurers.

    friend has no choice but to pay but is scared of the heavy bill

  4. #4
    VIP Member miggy's Avatar
    Join Date
    Mar 2010
    Location
    Etihad Stadium
    Posts
    6,489
    DW Cash
    916
    Downloads
    0
    Uploads
    0
    Mentioned
    105 Post(s)
    Tagged
    3 Thread(s)

    Re: Need advice for a friend? Help

    OMG The Dentist check your beemer for marks and dints .
    Last edited by miggy; 13th March 2012 at 16:53.

  5. #5
    macánta Him Her's Avatar
    Join Date
    Dec 2011
    Location
    North Yorkshire
    Posts
    7,092
    DW Cash
    1,145
    Downloads
    2
    Uploads
    2
    Mentioned
    76 Post(s)
    Tagged
    0 Thread(s)

    Re: Need advice for a friend? Help

    Only thing I can think of is the somewhat risky option of refusing to deal with the other drivers insurance company. Other driver has the right to have them manage the claim - your friend has the right to not enter into the discussion and insist on reviewing the costs.

    If your friend could show that the car could be returned to it's condition pre-bump for less then the insurance company will struggle to make the bill stick.

    Both insurance company and other driver will be reluctant to pursue it through the court as it will just get messy and they might lose.

    Somewhat risky option though

  6. #6
    VIP Member miggy's Avatar
    Join Date
    Mar 2010
    Location
    Etihad Stadium
    Posts
    6,489
    DW Cash
    916
    Downloads
    0
    Uploads
    0
    Mentioned
    105 Post(s)
    Tagged
    3 Thread(s)

    Re: Need advice for a friend? Help

    Quote Originally Posted by rafter_01 View Post
    Afternoon,

    A friend reversed into a BMW 3 series (old shape) a couple of weeks ago in his wife's car. Unfortunately when he checked his insurance docs he wasnt insured. So the other party have gone through their insurance and reported him. The front driver door was hit.

    The other party's insurance company have got in contact with my friend and said he will be billed for all costs which he has agreed to pay.

    Just wanted some advice on if its possible for him to try and make the eventual bill minimum, what can he do? he's worried that he might be left with a heavy bill.

    Also, is it possible to pay the insurers back in instalments?

    Any advice will be appreciated.

    ta
    Mate I don't want to upset you but this third party person maybe lucky and get a second hand door for £50/100 pounds. The problem then is the spraying if the car is metallic then the full side of the car will need spraying to blend in. I would say at a rough guess it could be close to a £1000 to put it right BMW's are not cheap. Can you see now why this guy wants to safeguard himself so it is all done properly and legally. Sorry to disappoint you mate but that's the facts.

  7. #7
    Admin little_pob's Avatar
    Join Date
    Dec 2004
    Location
    mmm....padded walls....so soft...
    Posts
    8,030
    DW Cash
    1,194
    Trophies
    Blog Entries
    7
    Downloads
    4
    Uploads
    10
    Mentioned
    222 Post(s)
    Tagged
    0 Thread(s)

    Re: Need advice for a friend? Help

    Any further circumstances? Private property is often knock-for-knock. I know you've not said the position of the door, but colliding with an open door is normally the fault of the vehicle with the open door (classed as not being in control of the vehicle).

    That he appears to have accepted liability is unfortunate. He should check if he has any legal cover under his insurance, mortgage, union etc. These should be able to advise him whether he can withdraw (resile) the admission of liability - and whether this is actually advisable.
    Last edited by little_pob; 13th March 2012 at 17:19.

  8. #8
    DW Member
    Join Date
    Jan 2010
    Posts
    177
    DW Cash
    34
    Downloads
    0
    Uploads
    0
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Re: Need advice for a friend? Help

    Quote Originally Posted by little_pob View Post
    Any further circumstances? Private property is often knock-for-knock. I know you've not said the position of the door, but colliding with an open door is normally the fault of the vehicle with the open door (classed as not being in control of the vehicle).

    That he appears to have accepted liability is unfortunate. He should check if he has any legal cover under his insurance, mortgage, union etc. These should be able to advise him whether he can withdraw (resile) the admission of liability - and whether this is actually advisable.
    Just spoke to him, he said he's verbally agreed liability. He's received a letter today stating that the other party is claiming compensation and they would like him to sign the letter. WTH , the car was parked on a 'keep clear' area, no one in the car. The driver of the other vehicle was male but all the letters just show his wife's name.

  9. #9
    Admin little_pob's Avatar
    Join Date
    Dec 2004
    Location
    mmm....padded walls....so soft...
    Posts
    8,030
    DW Cash
    1,194
    Trophies
    Blog Entries
    7
    Downloads
    4
    Uploads
    10
    Mentioned
    222 Post(s)
    Tagged
    0 Thread(s)

    Re: Need advice for a friend? Help

    To be honest he really needs to speak to a solicitor, or at least the CAB.

  10. #10
    macánta Him Her's Avatar
    Join Date
    Dec 2011
    Location
    North Yorkshire
    Posts
    7,092
    DW Cash
    1,145
    Downloads
    2
    Uploads
    2
    Mentioned
    76 Post(s)
    Tagged
    0 Thread(s)

    Re: Need advice for a friend? Help

    And certainly not sign anything - legal advice is top of the list ...



Page 1 of 6 123 ... LastLast

Similar Threads

  1. 50 great things you can get free - or not!
    By totalgenius in forum Freebies
    Replies: 0
    Last Post: 2nd July 2008, 00:19
  2. advice needed for a friend
    By malcb in forum General Chat
    Replies: 10
    Last Post: 14th May 2008, 01:36
  3. Gift voucher - Help request
    By calvtan in forum Bargain Requests
    Replies: 2
    Last Post: 22nd March 2008, 22:29
  4. need help plz with nokia dbox2
    By betto in forum DBOX DBOX2 Receivers
    Replies: 18
    Last Post: 25th August 2005, 08:31
  5. some advice for a novice
    By capokhatpin in forum General Cable Discussion
    Replies: 9
    Last Post: 7th April 2005, 09:14

User Tag List

Tags for this Thread

View Tag Cloud

Important Keywords:

50%, 800, bet, bmw, camera, cars, change, cheap, deal, drive, driver, funny, help, holder, ice, insurance, life, missing, motor, nas, nice, pay, permission, plumber, point, problem, professional, save, time, wanted, wife, won't

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •