allroad
Inactive User
Subject: VIP-- VISA SCAM - MAKE STAFF AWARE
i got this from the Manager here....
fwd to people with credit cards...
Visa and MasterCard
My husband was called on Wednesday from "VISA" and I was called on thursday
fm "MasterCard". It worked like this: Person calling says,"This is Carl
Patterson (any name) and I'm calling from the Security and fraud department
at VISA. My Badge number is 12460. Your card has been flagged for an
unusual purchase pattern, and I'm calling to verify. Did you purchase an
Anti-Telemarketing Device/ Any expensive item For £497.99 from a marketing
company based in Anywhere?"
When you say "No", the caller continues with, "Then we will be issuing a
credit to your account. This is a company we have been watching and the
charges range from £297 to £497, just under the £500 purchase pattern that
flags most cards. Before your next statement, the credit will be sent to:
(they give you your address), is that correct?"
You say, "Yes". The caller continues . . . "I will be starting a fraud
investigation. If you have any questions, you should call the 0800 number
listed on your card and ask for Security. You will need to refer to this
Control #". They then give you a 6 digit number. "Do you need me to read
it again?"
Caller then says he "needs to verify you are in possession of your card
(this is where the scam takes place as up until now they have requested
nothing!) They ask you to turn your card over. There are 7 numbers; the
first 4 are 1234 (or whatever, as they have your number anyway) the next 3
are the security numbers that verify you are in
possession of the card (these are the numbers they are really after as
these are the numbers you use to make internet purchases to prove you have
the card) Read me the 3 numbers." Then he says: "That is correct. I just
needed to verify that the card has
not been lost or stolen, and that you still have your card.
Do you have any other questions? Don't hesitate to call back if you do."
You actually say very little, and they never ask for or tell you the card
number. But after we were called on Wednesday, we called back within 20
minutes to ask a question. Are we glad we did! The REAL VISA security
department told us it was a scam and in the last 15 minutes a new purchase
of £497.99 WAS put on our card.
Long story made short. We made a real fraud report and closed the VISA card
and they are reissuing us a new number. What the scam wants is the 3 digit
number and that once the charge goes through, they keep Charging every few
days.By the time you get your Statement, you think the credit is coming,
and then it's harder to actually file a fraud report.
REMEMBER: THE REAL VISA REINFORCED THAT THEY WILL NEVER ASK FOR ANYTHING ON
THE CARD (THEY ALREADY KNOW EVERYTHING ABOUT US)!!!!. What makes this more
remarkable is that on Thursday, I got a call from "Jason Richardson of
MasterCard" with a word for word repeat of the VISA Scam. This time I
didn't let him finish. I hung up. We filed a police report (as instructed
by VISA), and they said they are taking several of these reports daily and
to tell friends, relatives and co-workers.
PASS IT ON!
i got this from the Manager here....
fwd to people with credit cards...
Visa and MasterCard
My husband was called on Wednesday from "VISA" and I was called on thursday
fm "MasterCard". It worked like this: Person calling says,"This is Carl
Patterson (any name) and I'm calling from the Security and fraud department
at VISA. My Badge number is 12460. Your card has been flagged for an
unusual purchase pattern, and I'm calling to verify. Did you purchase an
Anti-Telemarketing Device/ Any expensive item For £497.99 from a marketing
company based in Anywhere?"
When you say "No", the caller continues with, "Then we will be issuing a
credit to your account. This is a company we have been watching and the
charges range from £297 to £497, just under the £500 purchase pattern that
flags most cards. Before your next statement, the credit will be sent to:
(they give you your address), is that correct?"
You say, "Yes". The caller continues . . . "I will be starting a fraud
investigation. If you have any questions, you should call the 0800 number
listed on your card and ask for Security. You will need to refer to this
Control #". They then give you a 6 digit number. "Do you need me to read
it again?"
Caller then says he "needs to verify you are in possession of your card
(this is where the scam takes place as up until now they have requested
nothing!) They ask you to turn your card over. There are 7 numbers; the
first 4 are 1234 (or whatever, as they have your number anyway) the next 3
are the security numbers that verify you are in
possession of the card (these are the numbers they are really after as
these are the numbers you use to make internet purchases to prove you have
the card) Read me the 3 numbers." Then he says: "That is correct. I just
needed to verify that the card has
not been lost or stolen, and that you still have your card.
Do you have any other questions? Don't hesitate to call back if you do."
You actually say very little, and they never ask for or tell you the card
number. But after we were called on Wednesday, we called back within 20
minutes to ask a question. Are we glad we did! The REAL VISA security
department told us it was a scam and in the last 15 minutes a new purchase
of £497.99 WAS put on our card.
Long story made short. We made a real fraud report and closed the VISA card
and they are reissuing us a new number. What the scam wants is the 3 digit
number and that once the charge goes through, they keep Charging every few
days.By the time you get your Statement, you think the credit is coming,
and then it's harder to actually file a fraud report.
REMEMBER: THE REAL VISA REINFORCED THAT THEY WILL NEVER ASK FOR ANYTHING ON
THE CARD (THEY ALREADY KNOW EVERYTHING ABOUT US)!!!!. What makes this more
remarkable is that on Thursday, I got a call from "Jason Richardson of
MasterCard" with a word for word repeat of the VISA Scam. This time I
didn't let him finish. I hung up. We filed a police report (as instructed
by VISA), and they said they are taking several of these reports daily and
to tell friends, relatives and co-workers.
PASS IT ON!
