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My wife opted out serps in the late 80's and paid into the Prudential but she seems to think it was only for a very short time before opting back as she was young at the time and low paid but she did work for the same company for 20+ years before been made redundant. She seems to think she only paid into the Prud for a very short period of time but cannot give a definitive time scale. She recently received a letter from the Prud, saying her pension plan with them right now stands at 40k. I mean, how can that be the case if she only paid in for under a year ?. She's a few years off doing anything about it but she's wondering what to do with it, leave it, move it to her new companies pension ?.
She also has about 6-7k pension with the Royal London from another job she left 2 years ago that's also frozen for now. Pensions are the one financial thing I, or I should say, "we" cannot get our heads round. She's now working in a NHS health Centre and has another pension scheme there's she's in.
While were on the subject, I once worked for Fairclough's building (not homes) for about 8-10 years through the 80's 90's on large projects throughout the Manchester area. I distinctly remember paying in to some kind of builders pension type fund for years as we would get a letter saying,
If you pay into this till your 65 you will be entitled to £200,000
which tickled us especially because at that age beer and work were our only 2 main concerns. I also worked for a few other companies that went bump over the years (not my fault ) so I got chasing them as I know I paid into pension schemes with them. Now they might not be worth much but it's my dosh so I used this to try and trace who holds the funds or which pension companies I paid into:-
Find pension contact details
Any advice or tips on tracing frozen pensions would be greatly accepted
She also has about 6-7k pension with the Royal London from another job she left 2 years ago that's also frozen for now. Pensions are the one financial thing I, or I should say, "we" cannot get our heads round. She's now working in a NHS health Centre and has another pension scheme there's she's in.
While were on the subject, I once worked for Fairclough's building (not homes) for about 8-10 years through the 80's 90's on large projects throughout the Manchester area. I distinctly remember paying in to some kind of builders pension type fund for years as we would get a letter saying,
If you pay into this till your 65 you will be entitled to £200,000
which tickled us especially because at that age beer and work were our only 2 main concerns. I also worked for a few other companies that went bump over the years (not my fault ) so I got chasing them as I know I paid into pension schemes with them. Now they might not be worth much but it's my dosh so I used this to try and trace who holds the funds or which pension companies I paid into:-
Find pension contact details
Any advice or tips on tracing frozen pensions would be greatly accepted
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