ok make sure you have your ird and bk.
1)open opos loader, erase your card.
2)in the opos updater folder you have there shoulod be some bat files. if you card reader is com 1, click on the umd_com1 file. if its com 2 click on umd_com2,ect.
3)and follow the instruction, only remove the card when it says its safe to do so and make sure your programmer is in phoenix.