here is a quote from money saving expert
"We need to know all the fines you’ve been charged by each bank or credit card, including charges from now closed accounts, over the last six years (the time period is limited by law). Now do note we’re only talking penalty charges/fines, not normal account fees.
Thats some refund on charges - is this just by going overdrawn by a few quid and then getting charged for receiving a letter every few days to get your account back in the black. I think it must be something more to do with compound interest or the like.
i know wat ur saying mate, my car insurance company tried to take a direct debit out my account, twice within 1 week!! and i got charged £60 for it, even thought i had already cancelled it!
fucking joke if u ask me!
now i got 2 write letter to main headquarters etc etc etc etc etc