There is somewhat of a 50/50 split, you have the hard face b*stards that willingly swindle from companies / landlords etc then you get the hardworking general populous some of whom fall into the hole of debt not by their own choice.
Get what your saying about lending 50k 100% but look at it from the humanitarian point of view and the fact that some landlords use the legal system to their own advantage at the expense of honest people (That is a fact). These people employ known aggressive agencies to bully and exploit vulnerable people I think that is what
@countryboy is saying and I agree 100% with him in that respect, the people who work on the fringe of what is legal and push the boundaries are scum and if I took a call off my mam saying she was being bullied by one I'm sorry but I would simply go over and rip their fkin throats out, I may be well educated but I am and always have been someone that well, you dont fk with, call it a family trait
On the other hand you have bailiffs who like everyone else are doing a job to put food on the table for their families, carried out ethically and properly in accordance with the law to recover monies and property from people who think they can take what ever they want from whomever they want regardless of how much or little they have. In these circumstances it is a necessity as if there were no occupations such as bailiffs and recoveries then people would be ripping each other off left right and centre.
To summerize:
Bad Bailiffs - agressors who operate on the fringe of the law and push the boundaries, ususaly employed by scrupulous urchins who exploit vulnerable people.
Good Bailiffs - The working man providing for his family operating within the guidelines of the law, still not a nice job but one that must be carried out to ensure commerce and industry dont get fleeced.
I will put it this way, if your mum or a member of your family who you love more than anything called you up saying there is some man trying to take away something that is cherished by them, possibly passed down from one generation to the next in order to recoup a couple of quid would what your reaction be?
two sides of every coin gentlemen