A friend reversed into a BMW 3 series (old shape) a couple of weeks ago in his wife's car. Unfortunately when he checked his insurance docs he wasnt insured. So the other party have gone through their insurance and reported him. The front driver door was hit.
The other party's insurance company have got in contact with my friend and said he will be billed for all costs which he has agreed to pay.
Just wanted some advice on if its possible for him to try and make the eventual bill minimum, what can he do? he's worried that he might be left with a heavy bill.
Also, is it possible to pay the insurers back in instalments?
Any advice will be appreciated.