Credit card payments

DeadTech

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My recent credit card statement claims that my payment was late. I've looked at my bank statement and it indicates that the payment was made on the same day as the payment was due. Does this mean that they received the payment on time? I paid online the day before the payment was due, it does state it can take 2 days but they are saying it took 4 days. I paid another credit card the same time and they received the payment the day after. Am I being ripped off?
 
I'm not sure about credit card payments, but when I recently payed for an item with a bank transfer in UK the money came out of my account but wasn't received by the seller's bank till 2 days later.
 
If its a direct debit, then possibly not. They take about 3 - 4 days to clear. So if it left on the day the payment was due then it probably wont have made it. The same applies to some online payment schemes as well. The best thing to do is actually call them up, as I think they have some form of responsibility if you do that.
 
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